Nowadays it is easier than ever to obtain a copy of your credit report, and most likely you can get it for free.
FICO Credit Score
Your credit score is a number based on the information in your credit file that shows how likely you are to pay a loan back on time - the higher your score, the less risk you represent. The credit score that lenders use is called a FICOŽ score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay.The FICO credit score is used by most lenders to help in reviewing loan applications.
Read this FICO score FAQ from myFICO.
Consumer Credit Report
Believe it or not, as a consumer, everything you do is being recorded and reported and they all are reflected in your credit report. One most popular credit measure is FICO. Read this FICO FAQ to understand more about how your credit is being scored.
Business Credit Report
As a small business owner, you know the importance of timely access to credit, so you need to know how lenders see you and your business. You need to know what to do to maintain your good credit rating and keep the credit lines open.
Canadian Credit Report
Complete information about how canadian consumers should obtain and understand their credit reports.
