Nowadays it is easier than ever to obtain a copy of your credit report, and most likely you can get it for free.
Debt Consolidation Loan
Your credit score is a number based on the information in your credit file that shows how likely you are to pay a loan back on time - the higher your score, the less risk you represent. The credit score that lenders use is called a FICOŽ score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay.The FICO credit score is used by most lenders to help in reviewing loan applications.
Read this FICO score FAQ from myFICO.
Debt Consolidation Credit Card
Your credit score is a number based on the information in your credit file that shows how likely you are to pay a loan back on time - the higher your score, the less risk you represent. The credit score that lenders use is called a FICOŽ score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay.The FICO credit score is used by most lenders to help in reviewing loan applications.
Read this FICO score FAQ from myFICO.
